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Draft — legal review required

This document is a first-cut describing intent. It has not been reviewed by an attorney. Recurring-subscription terms have state-specific requirements (auto-renewal disclosure, cancellation flow, arbitration) that a template cannot cover. It must be reviewed and rewritten by counsel before public paid access opens.

Terms of Service

Draft — last updated 2026-08-25

Who this agreement is between

“VaultAI”, “we”, “us” refer to the operator of thevaultai.app. “You” refers to the person or entity accessing or using the VaultAI service. By creating an account or using the service you agree to these terms.

What the service is

VaultAI is an analysis tool for graded and raw sports trading cards. It reads pricing and sales data from third-party sources, runs those inputs through a defined set of profitability and grading heuristics, and presents the results to you. It is a decision-support tool. It is not a broker, not a marketplace, and not a financial advisor.

Alpha access

The service is currently in a closed alpha. Access is by invitation only. During alpha, use of the service is free of charge. We may modify features, pause access, or ask for feedback at any time during this period.

Subscription — when public access opens

When public access opens, the service will be offered as a monthly subscription at USD $19.99 per month, billed by Stripe on a recurring basis. By subscribing you authorize us to charge the payment method on file at the start of each billing period until you cancel.

You can cancel at any time from your account settings. Cancellation stops future billing at the end of the current paid period; the service remains active through that period. Refunds for partial months are not offered by default.

Legal review needed: auto-renewal disclosure language and cancellation-flow requirements vary by state (CA / NY / OR have specific rules). The paragraphs above are placeholders describing intent; they should not be treated as compliant text.

Acceptable use

You agree not to:

  • Scrape the service or automate access outside the intended UI.
  • Resell, republish, or redistribute VaultAI’s outputs as your own data product.
  • Attempt to bypass access controls or misrepresent your account.
  • Use the service to violate any law or third-party right.

We may suspend or terminate accounts that violate these terms.

Not investment advice

Nothing on VaultAI is investment, financial, tax, or legal advice. Verdicts, ceilings, expected profit figures, and trend signals are analytical outputs derived from public sales data — not recommendations. You are responsible for your own purchase, sale, and grading decisions. See the full risk disclaimer for the longer statement.

Third-party data

Pricing, sales, and population data displayed in VaultAI originates from third-party providers (Card Hedger, GemRate, DataForSEO). We do not warrant the accuracy, completeness, or timeliness of that data. If a third party’s output is wrong, VaultAI’s output built on top of it will also be wrong.

No warranties

The service is provided “as is” and “as available” without warranty of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, or non-infringement.

Limitation of liability

To the fullest extent permitted by law, VaultAI is not liable for indirect, incidental, special, consequential, or punitive damages, or for lost profits, arising out of your use of the service. Our aggregate liability for direct damages is limited to the amount you paid us in the 12 months preceding the claim.

Legal review needed: enforceable limitation of liability language is jurisdiction-specific. This is a placeholder describing intent.

Termination

You may close your account at any time. We may terminate or suspend your access for material breach of these terms, for non-payment, or if we discontinue the service. On termination your access ends immediately; data-retention practices continue as described in the Privacy Policy.

Changes to these terms

We may update these terms as the service evolves. Material changes will be announced by email to your account address, and the last-updated date at the top of this page will reflect the change. Continued use of the service after a material change constitutes acceptance.

Governing law

Legal review needed: governing-law clause and dispute-resolution mechanism (arbitration vs. court, class-action waiver, venue) belong here. Left blank deliberately pending counsel input.

Contact

Questions about these terms go to info@thevaultai.app.

This page is a first-cut draft. Recurring-subscription terms have real legal weight and vary by state; before public paid access opens, an attorney familiar with US SaaS subscription law needs to review and rewrite this document. The version published here describes intent so the operator can see the shape while that review is in flight.